For over 30 years, Australia’s housing market has shown steady growth and resilience. We work with qualified, bank-approved buyers who’ve been locked out by rising prices — helping them find accessible, sustainable ways to enter the property market.
The Housing Australia Fund is a wholesale managed investment fund offering investors a distinctive, property-focused opportunity. The Fund pools capital to support Australians in saving for home deposits, addressing one of the key challenges in achieving home ownership, while offering the potential for competitive, risk-adjusted returns.
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
The Fund targets an indicative return of approximately 9.5% per annum, payable monthly; however, this is a target only and actual returns may be higher or lower and are not guaranteed. Capital is supported by exposure to Australian residential property assets, blending financial objectives with measurable social impact. The Fund’s structure provides investors with transparent, disciplined, and sustainable access to the property market.
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
The Fund invests exclusively in Australian residential property, backed by suitably qualified home buyers who, due to the strength of the residential property market and subsequent growth, are priced out of the market. Our participant profile is secure and capable. The Fund is designed to deliver competitive returns.
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
The Fund aims to provide regular income distributions while maintaining exposure to the Australian property market. Capital is diversified across multiple assets and regions to mitigate risk. All investments are secured by registered mortgages, and exposure to any single loan is limited to 1.5% of the Fund’s total capital.
The Fund operates under ASIC regulation and is governed by an Asset Allocation Committee under the Responsible Entity, ensuring independent oversight, compliance, and disciplined management. This framework prioritises long-term, risk-adjusted performance while maintaining high standards of transparency and accountability.
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
Australia’s long-term structural demand for housing, driven by population growth, urbanisation, rising prices, and supply and demand, underpins the Fund’s focus. The Fund offers stable income, aiming to deliver enduring value while contributing to improved housing accessibility nationwide.
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
The Fund invests exclusively in Australian residential property, backed by suitably qualified home buyers who, due to the strength of the residential property market and subsequent growth, are priced out of the market. Our participant profile is secure and capable. The Fund is designed to deliver competitive returns.
Alignment with a Purpose-Driven Model – By investing in the Housing Australia Fund, investors participate in a socially impactful model that aims to contribute to closing the housing affordability gap. This alignment of purpose and performance enables investors to pursue meaningful financial outcomes while contributing to stronger, more resilient communities.
Disciplined, Expert Management – The Fund’s experienced team applies rigorous research, strategic allocation, and ongoing oversight to navigate complex property and financial markets. Investors benefit from professional stewardship, transparent governance, and a structured approach designed to optimise returns while managing risk over the long term.
Together, these three levers, which the Investment Team applies actively and with conviction, serve as tools aimed at capturing returns informed by the team’s investment and market insights.
The Housing Australia Fund’s competitive edge is built on:
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
The Housing Australia Fund adopts a targeted investment approach by providing tailored lending solutions — such as deposit assistance, and low-deposit financing — to creditworthy borrowers who lack sufficient savings for a home deposit. The Fund aims to deliver competitive, risk-adjusted returns for wholesale investors by maintaining rigorous credit underwriting standards, diversifying across borrower profiles and geographies, and implementing robust risk management practices. By helping to bridge the deposit gap, the Fund combines social impact with financial performance, supporting capital preservation and providing the potential for sustainable income, while contributing to greater housing accessibility across Australia.
Access to this Fund is limited to wholesale investors as defined under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future results.
Jurisdiction / Wholesale Investor
By clicking ‘Agree and Continue’ at the bottom of this page you are confirming that you are an Australian wholesale client for the purposes of section 761G of the Corporations Act 2001.
Access to this information is provided on the condition that it is not passed on to any person who is a retail client within the meaning of Section 761G of the Corporations Act 2001. The information contained on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Housing Australia Fund to any registration or other requirement within such jurisdiction or country.
Housing Australia Fund may make changes to the Terms from time to time without prior notice to you. By continuing to access this website, you are deemed to have accepted such changes and that Housing Australia Fund has no obligation to notify you of any such changes.
Limit of liability
The information is believed to be accurate at the time of compilation and is provided by Housing Australia Fund in good faith. However, the use of this website is at your sole risk. Housing Australia Fund makes no representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained on this website.
To the full extent permitted by law, Housing Australia Fund exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information on this website, and exclude all responsibility for any direct or indirect loss or damage arising in any way as a result of any person using this website or relying on, using or downloading anything from this website.
Current offer document
The provision of material on this website is not an invitation to enter into any agreement. The information on this website does not constitute an offer, a recommendation, or invitation to invest in the Housing Australia Fund. The offer to invest in the Housing Australia Fund financial product will be made in a copy of the offer document, the Product Disclosure Statement and Additional Information Booklet (together, IM) or prospectus, either downloaded from this website or provided by. The IM or other disclosure document and the Target Market Determination for the relevant financial product should be considered before deciding whether to invest into the Housing Australia Fund.
General information
This website provides general information about the Housing Australia Fund. The information on this website does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in the Housing Australia Fund.
The information on this website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to the Housing Australia Fund. Before making an investment decision, you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances.
Past performance
Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. Unless otherwise stated, all figures and amounts displayed on this website are in Australian dollars.
Privacy, records and cookies
You authorise Housing Australia Fund to keep records of your access to this website and to utilise cookies, including placing cookies on your computer, during your access to this website.
You acknowledge and agree that the collection, disclosure and/or use of information about you from accessing this website will be subject to the terms of Housing Australia Fund’s Privacy Policy.
Governing law
These Terms are governed by the laws applicable in the State of New South Wales, Australia and each party irrevocably submits to the non-exclusive jurisdiction of the courts of that State.
Internet
Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Housing Australia Fund accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user’s risk.
