For many Australians, homeownership is an increasingly distant goal. Rising property prices and the widening deposit gap create significant barriers—even for families with strong incomes. This is not just a financial issue; it affects long-term security, intergenerational wealth, and societal stability. Without access to homeownership, families face constrained financial mobility and limited opportunities to build enduring economic foundations.
The Housing Australia Fund aims to transform this challenge into a structured investment opportunity. By providing tailored deposit loan solutions, the Fund seeks to assist aspiring homeowners in addressing the initial financial barrier. At the same time, it offers wholesale investors a disciplined, strategically managed avenue to deploy capital aimed at achieving measurable social outcomes.
This integrated approach harmonises financial rigor with social purpose, seeking to generate sustainable investor returns alongside meaningful contributions to Australian communities.
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The Housing Australia Fund aims to address the persistent barrier of upfront deposit requirements.
Through a structured investment framework, the Fund offers residential deposit loan opportunities financed by wholesale investors. This approach seeks to assist creditworthy Australians with proven mortgage capacity in accessing the support required to purchase their first property — helping to bridge the gap between aspiration and ownership.
Every loan operates within an institutional-grade framework featuring fixed terms, rigorous governance, and comprehensive risk management. Through disciplined due diligence and lending practices, the Fund aims to protect investor capital while pursuing positive borrower outcomes. The result is a sophisticated model that combines capital discipline, risk-adjusted performance potential, and meaningful social outcomes — aligning fund growth objectives with progress in Australian homeownership.
The Fund focuses on borrowers who are creditworthy but face structural barriers to homeownership, including:
By supporting this cohort, the Fund aims to improve access to the housing market, helping to facilitate participation in long-term wealth-building opportunities. Borrowers may benefit from enhanced financial stability, while investors gain exposure to a resilient, quality-assessed segment that has been traditionally underserved by conventional lending frameworks.
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The Housing Australia Fund aims to deliver more than capital. By facilitating residential deposits, it seeks to help transform homeownership aspirations into achievable outcomes, supporting families in building long-term financial stability and intergenerational opportunity. The Fund’s activities are designed to contribute positively to broader economic and social systems, helping to strengthen communities and promote societal wellbeing.
For investors, the Fund offers exposure to disciplined, socially conscious investment opportunities. Through structured lending, rigorous risk management, and clearly defined social objectives, the Fund aims to align financial performance potential with measurable social outcomes—combining capital discipline with purpose-driven investment.
Jurisdiction / Wholesale Investor
By clicking ‘Agree and Continue’ at the bottom of this page you are confirming that you are an Australian wholesale client for the purposes of section 761G of the Corporations Act 2001.
Access to this information is provided on the condition that it is not passed on to any person who is a retail client within the meaning of Section 761G of the Corporations Act 2001. The information contained on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Housing Australia Fund to any registration or other requirement within such jurisdiction or country.
Housing Australia Fund may make changes to the Terms from time to time without prior notice to you. By continuing to access this website, you are deemed to have accepted such changes and that Housing Australia Fund has no obligation to notify you of any such changes.
Limit of liability
The information is believed to be accurate at the time of compilation and is provided by Housing Australia Fund in good faith. However, the use of this website is at your sole risk. Housing Australia Fund makes no representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained on this website.
To the full extent permitted by law, Housing Australia Fund exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information on this website, and exclude all responsibility for any direct or indirect loss or damage arising in any way as a result of any person using this website or relying on, using or downloading anything from this website.
Current offer document
The provision of material on this website is not an invitation to enter into any agreement. The information on this website does not constitute an offer, a recommendation, or invitation to invest in the Housing Australia Fund. The offer to invest in the Housing Australia Fund financial product will be made in a copy of the offer document, the Product Disclosure Statement and Additional Information Booklet (together, IM) or prospectus, either downloaded from this website or provided by. The IM or other disclosure document and the Target Market Determination for the relevant financial product should be considered before deciding whether to invest into the Housing Australia Fund.
General information
This website provides general information about the Housing Australia Fund. The information on this website does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in the Housing Australia Fund.
The information on this website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to the Housing Australia Fund. Before making an investment decision, you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances.
Past performance
Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. Unless otherwise stated, all figures and amounts displayed on this website are in Australian dollars.
Privacy, records and cookies
You authorise Housing Australia Fund to keep records of your access to this website and to utilise cookies, including placing cookies on your computer, during your access to this website.
You acknowledge and agree that the collection, disclosure and/or use of information about you from accessing this website will be subject to the terms of Housing Australia Fund’s Privacy Policy.
Governing law
These Terms are governed by the laws applicable in the State of New South Wales, Australia and each party irrevocably submits to the non-exclusive jurisdiction of the courts of that State.
Internet
Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Housing Australia Fund accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user’s risk.
